Income Eligibility


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Income Guidelines Are Listed In The Chart Below

  • The income of the applicants whose names will be on the mortgage will be included in the calculation of a family's total gross income.
  • Income from all wages, SSI, SSDI, housing assistance, retirement, alimony, VA benefits, child support, etc are included.
  • The guidelines are annual (to convert monthly income to annual multiply amount by 12).
  • Income guidelines are listed by family size. For example, a family of 4 would need to have a gross annual income that falls between $18,278 - $37,050.
1 13,579 27,525
2 15,503 31,425
3 17,427 35,325
4 19,351 39,225
5 20,905 42,375
6 22,459 45,525
7 24,013 48,675
8 25,567 51,825
*Income levels are set annually by US Department of Housing & Urban Development and are 30-60% of the median income. (Note: Minimum income limits have been adjusted to reflect the income required to afford the mortgage payment for the house size required for the family size.)

*FY 2012 income limits summary--HUD